Ah the Joys of Car Shopping
Well after 11 years I am contemplating trading in the old beastie for some new wheels.
Have done the research (took months actually) and picked out the "chosen" make and model. Great safety features and decent mileage (the true hybrids are too damned expensive for me) with a reasonable price. Now comes the fun part... financing.
Well of course the folks at the non-American car dealership are all snotty because of my credit tragedy three years ago. So they tell me to talk to my bank first and see what they can do and of course this is not a bank that they work with. I guess the smaller banks (the ones with good customer service) don't count with Japanese car dealerships.
So I have spent all day today running back and forth on the phone and off and we're are poised to strike with a used car loan at a scary 10.9% the thing is the bank is a little concerned because the car according to their Internet search is a $13,000 vehicle and this puppy is listed at $16,500 so without the rundown on the bells and whistles we're in a holding pattern. So basically the dealership (the snobs remember) have to justify their pricing to the bank. And I am caught in the middle.
The car in question is not the best color (white) but I could live with it. It only has 1,000 miles on it so it is technically used although it is a 2007. Looking at it I don't see bells and whistles I see a fairly basic car. Of course there was no window sticker yet because it is going through the whole "certified used car" process.
Now the sales twit is pressing me, gotta make a decision gonna go fast as if I can make the bank go any faster. I haven't even driven the thing yet! Just saw it yesterday. Give me a break people. Sheesh.
It will no doubt get weirder.... stay tuned...
Have done the research (took months actually) and picked out the "chosen" make and model. Great safety features and decent mileage (the true hybrids are too damned expensive for me) with a reasonable price. Now comes the fun part... financing.
Well of course the folks at the non-American car dealership are all snotty because of my credit tragedy three years ago. So they tell me to talk to my bank first and see what they can do and of course this is not a bank that they work with. I guess the smaller banks (the ones with good customer service) don't count with Japanese car dealerships.
So I have spent all day today running back and forth on the phone and off and we're are poised to strike with a used car loan at a scary 10.9% the thing is the bank is a little concerned because the car according to their Internet search is a $13,000 vehicle and this puppy is listed at $16,500 so without the rundown on the bells and whistles we're in a holding pattern. So basically the dealership (the snobs remember) have to justify their pricing to the bank. And I am caught in the middle.
The car in question is not the best color (white) but I could live with it. It only has 1,000 miles on it so it is technically used although it is a 2007. Looking at it I don't see bells and whistles I see a fairly basic car. Of course there was no window sticker yet because it is going through the whole "certified used car" process.
Now the sales twit is pressing me, gotta make a decision gonna go fast as if I can make the bank go any faster. I haven't even driven the thing yet! Just saw it yesterday. Give me a break people. Sheesh.
It will no doubt get weirder.... stay tuned...
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