Adventures in the Health Care "System" 6
Since our last adventure no real news resulting in answers has developed.
There's been an echo cardiogram which has ruled out any heart related fluid retention issues. So that's again a good news/bad news item: good news your heart is fine... bad news we still have no clue what is wrong.
Had a bit of keratosis "sliced" off my back that is being tested too. But after more than the required 10 days I called for the results only to find out that they don't have the results yet. Really? Funny... I have the EOB telling me what a ridiculous amount of money THAT is going to cost me.
Cost? Let moi tell vous about cost. We have a high deductible HSA as I think I've mentioned before. Well TA DA I have hit the first $3,000 and the HRA is supposed to reimburse me the last $2,000 above that... uh-huh, problem is.... the EOB says they should owe me $608; the HRA people say no it's really $373 less than that because (get this) the EOB is wrong! Really? So when they say I've hit the full $5,000 and start paying 100% will they still be wrong? Probably and I will be out $373 due to a "carry over" that (pay attention this gets confusing) gave me credit in December for 2010 so actually I hit the deductible faster AND YET I don't get reimbursed for that $373 because IT DOESN'T COUNT as supposedly I already got paid that amount.
Uh no.... because when that supposed "carry over" was accumulated it was AFTER the deductible had reset to ZERO and started over. The check I got was for BEFORE that when the EOB showed deductible was still between $3,000 and $5,000.
So bottom line... I have been cheated out of nearly $400, I still have no idea why I am taking a pill every day to prevent puffing up like a balloon, and now have no idea if that thingy on my back was a bad thing or not.
Oh yeah and the lady at the insurance broker who is supposed to help us with all this and I have been keeping informed NO LONGER WORKS THERE. Which would explain why no one has returned my calls in the last month I suppose.
Yeah... American health care.... a good thing?
There's been an echo cardiogram which has ruled out any heart related fluid retention issues. So that's again a good news/bad news item: good news your heart is fine... bad news we still have no clue what is wrong.
Had a bit of keratosis "sliced" off my back that is being tested too. But after more than the required 10 days I called for the results only to find out that they don't have the results yet. Really? Funny... I have the EOB telling me what a ridiculous amount of money THAT is going to cost me.
Cost? Let moi tell vous about cost. We have a high deductible HSA as I think I've mentioned before. Well TA DA I have hit the first $3,000 and the HRA is supposed to reimburse me the last $2,000 above that... uh-huh, problem is.... the EOB says they should owe me $608; the HRA people say no it's really $373 less than that because (get this) the EOB is wrong! Really? So when they say I've hit the full $5,000 and start paying 100% will they still be wrong? Probably and I will be out $373 due to a "carry over" that (pay attention this gets confusing) gave me credit in December for 2010 so actually I hit the deductible faster AND YET I don't get reimbursed for that $373 because IT DOESN'T COUNT as supposedly I already got paid that amount.
Uh no.... because when that supposed "carry over" was accumulated it was AFTER the deductible had reset to ZERO and started over. The check I got was for BEFORE that when the EOB showed deductible was still between $3,000 and $5,000.
So bottom line... I have been cheated out of nearly $400, I still have no idea why I am taking a pill every day to prevent puffing up like a balloon, and now have no idea if that thingy on my back was a bad thing or not.
Oh yeah and the lady at the insurance broker who is supposed to help us with all this and I have been keeping informed NO LONGER WORKS THERE. Which would explain why no one has returned my calls in the last month I suppose.
Yeah... American health care.... a good thing?
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